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Helpful Information and Resources

General Information To Help Protect Your Identity

  • Closely monitor your financial accounts and, if you see any unauthorized activity, promptly contact your financial institution. We also suggest you submit a complaint with the Federal Trade Commission by calling 1-877-ID-THEFT (1-877-438-4338) or online at
    • You also may want to contact the three U.S. credit reporting agencies (Equifax, Experian and TransUnion) to obtain a free credit report from each by calling 1-877-322-8228 or by logging onto

        What should I look out for?

        Purchases or charges on accounts that you didn’t make.  New accounts you didn’t open or changes to existing accounts you didn’t make.  Bills that do not arrive as expected.  Unexpected credit cards or account statements.  Denials of credit for no apparent reason.  Calls or letters about purchases you didn’t make.

        What should I do if I detect a problem with any account?

        The Federal Trade Commission recommends the following four steps if you detect suspicious activity:


            1. Contact the fraud department of one of the three major credit bureaus:
                • Equifax: 1-800-525-6285;; P.O. Box 740241, Atlanta, GA 30374-0241
                • Experian: 1-888-EXPERIAN (397-3742);; P.O. Box 9532, Allen, Texas 75013
                • TransUnion: 1-800-680-7289;; Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA 92834-6790
                1. Close any accounts that have been tampered with or opened fraudulently.
                2. File a police report with your local police or the police in the community where the identity theft took place.File a complaint with the Federal Trade Commission by using the FTC's Identity Theft Hotline:

                What remedies are available if my identity is stolen and used illegally?

                The Federal Trade Commission (FTC) has produced a booklet to help you remedy the effects of an identity theft. It describes what steps to take, your legal rights, how to handle specific problems you may encounter on the way to clearing your name, and what to watch for in the future. The contents of the booklet, Taking Charge: Fighting Back Against Identity Theft, are available on-line at

                CareerTech-Specific Information

                CareerTech is making available upon request a credit monitoring service. For more information please email or call the toll-free information line at 1-800-951-9555.

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