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Course Information
Business and Information Technology Education
BT00186
Property & Casualty Personal Lines
120.00
This course will provide students with the skills to prepare for the general portion of the Property and Casualty Personal Lines Examination to become licensed by the Oklahoma Insurance Department
Kim Simpson
(405)743-5117
ksimp@okcareertech.org
Fundamentals of Administrative Technologies
Types of Personal Property Policies

Personal Lines

-Dwelling and Contents (DP forms)

-Personal Liability

-Homeowners (HO forms)

-Mobile Homes


Inland Marine

-Personal Floaters

-Nationwide Definition


Others

-Flood

-Personal Watercraft

-Earthquake



Types of Commercial Property Policies

Commercial Lines

-Commercial Property

Commercial Building and Personal Property Form

Causes of Loss Forms

Business Income

Extra Expense

-Commercial Package Policy (CPP)

-Boiler and Machinery Coverage Forms

-Businessowners Policy (BOP)


Crime

-Fidelity

-Crime


Theft, Disappearance, and Destruction

Robbery and Safe Burglary

Premises Burglary

Custodian

Messenger

Guard or Watchperson


Inland Marine

-Commercial Floaters

-Nationwide Definition


Others

-Flood

-Earthquake



Property Insurance Terms and Related Concepts

Insurance

Insurable Interest

Risk

Hazard

Peril

Loss

-Direct

-Indirect

Proximate Cause

Deductible

Indemnity

Actual Cash Value

Replacement Cost

Limits of Liability

Coinsurance/Insurance to Value

Pair and Set Clause

Extensions of Coverage

Additional Coverage

Accident

Occurrence

Cancellation

Nonrenewal

Vacancy and Unoccupancy

Right of Salvage

Abandonment

Burglary

Robbery

Theft

Mysterious Disappearance

Property Policy Provisions and Contract Law

Declarations

Insuring Agreement

Conditions

Exclusions

Definition of the Insured

Duties of the Insured

Obligations of the Insurance Company

Mortgagee Rights

Proof of Loss

Notice of Claim

Appraisal

Other Insurance Provision

Assignment

Subrogation

Arbitration

Elements of a Contract

Warranties, Representations, and Concealment

Binders


Types of Casualty Policies and Related Terms

Personal Automobile

-Liability

-Medical Payments

-Physical Damage (Collision and Other Than Collision)

-Uninsured/Underinsured Motorist

-Who is an Insured?

-Types of Auto
-Owned
-Non-Owned
-Temporary Substitute

Umbrella/Excess Liability

Casualty Insurance Terms and Related Concepts

Risk

Hazard

Indemnity

Insurable Interest

Actual Cash Value

Negligence

Liability

Accident

Occurrence

Binders

Warranties

Representations

Concealment

Bodily Injury Liability

Property Damage Liability

Personal Injury Liability

Limits of Liability

Deductibles

Insured Contract

Deposit Premium Audit

Certificate of Insurance

Casualty Policy Provisions

Declarations

Insuring Agreement

Conditions

Exclusions

Definition of the Insured

Duties of the Insured

Duties of the Insured after a Loss

Cancellation and Nonrenewal Provisions

Additional (Supplementary) Payments

Proof of Loss

Notice of Claim

Arbitration

Other Insurance Provisions

Subrogation

Claims Made Policy Form

Salvage

Loss Settlement Provisions including Consent to Settle a Loss

Limitations
The Insurance Education Institute and The Griffith Foundation for Insurance Education
Insurance Certification Test
Available: http://www.theiei.org/

Oklahoma Insurance Property & Casualty Insurance Examination</p>
Application Available: www.oid.state.ok.us

Examination Registration Form and Exam Request Form Available: http://www.psiexams.com

Eight hours of Pre-Licensing Education is required before taking the Oklahoma Insurance Life Examination. These hours must be taken in a classroom setting administered by an Approved Pre-Licensing Education Provider

Each test includes a State-Specific Portion of twenty-five percent. The content of this portion and additional study resources can be found on the Insurance Examinations Candidate Information Bulletin listed below.

Forms Link:http://www.oid.state.ok.us/PDF/Forms/ALForms.asp
The Insurance Education Institute and The Griffith Foundation for Insurance Education

Oklahoma Insurance Life Examination
Homeowners 2000 Coverage, 1st Edition, Kaplan Financial, 2006.
Available: http://www.psionlinestore.com/

Property-Casualty Concepts, 10th Edition. Kaplan Financial, 2006.
Available: http://www.psionlinestore.com/

Personal Auto Coverage, 4th Edition Revised. Kaplan Financial, 2006.
Available: http://www.psionlinestore.com/

Workers Compensation Coverage, 2006 3rd Edition. Kaplan Financial, 2006.
Available: http://www.psionlinestore.com/

Crawford, Muriel L. Life & Health Insurance Law, Loma Edition, 8th Edition. McGraw Hill Higher Education. ISBN-13 9780256166996, 1998.
Available: http://mhhe.com/

Harrington and Niehaus. Risk Management and Insurance, 2nd Edition. McGraw Hill Higher Education. ISBN-978-0-07-233970-5, 2004.
Available: http://www.mhhe.com/

Insurance Examinations Candidate Information Bulletin. Oklahoma Insurance Department.
Available: http://www.oid.state.ok.us/www2.oid.state.ok.us/PDF/Forms/Agents/2007/Oklahoma%20Candidate%20Information%20Bulletin%20-%20PSI.pdf
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Career Majors That Sequence This Course
Career Cluster Pathway Career Major
Finance Insurance Services Insurance Customer Service Representative-Property & Casualty